If your marriage lasted at least ten years, you can claim Social Security benefits on the entire earnings history of your ex-spouse. Now, here are answers to three of the tricky Social Security questions we are often asked by readers:. How many ex-wives can claim derivative benefits? As many exes as there are, as long as each marriage lasted 10 years. If my ex-spouse dies, do my derivative Social Security benefits end? This has a good news, bad news answer.

If he dies, the derivative benefit ends. Can I receive both public employee benefits and Social Security? Under the Windfall Elimination Provision WEPbenefits received from a non-Social Security covered job such as a teacher or other civil service job may cause Social Security benefits to be reduced somewhat.

These rules are subject to change, of course. They will then calculate what benefits will give you the highest monthly payment, and they will be able to recalculate those benefits if your ex-spouse dies while you are collecting benefits.

If you are considering or preparing for a divorce, you can learn a lot of extremely useful information at a Second Saturday Divorce Workshop.

Receive support, advice, and inspiration from experts, so you will know exactly what to expect! You can also get some great advice right here in our Divorce Article Archive just for women. If you were married 10 years and your ex-spouse collects SSD are you still entitled to Derivated benefits. Yes, you can get derivative benefits as long as your ex-spouse is eligible to receive Social Security retirement benefits.

You may collect benefits based on your own earnings history, or divorced spouse benefits based on any husband to whom you were married for at least 10 years.

If you begin collecting before your full retirement age of 66, you will receive reduced benefits. Contact the Social Security Advministration at http: He should contact Social Security and ask that question.

This is in response to Katie, October 25, Her question was about her boyfriend drawing disability, no marriage does not increase or decrease the amount he will draw. Unless there is a child or children he can claim as dependants.

They can draw an amount. His disability will be based on what he has paid in over the years. Your children may be entitled to social security benefits, so you should contact the social security administration as soon as you can. My husbsnd, and I are about to get a divorce. He is 54 I am 60 have been taking care of him for years. So by doing this it took a hard ship on my marriage, I fell by taking care of my husband for 12 yearscan I claim half his benefits, after the divorce.

Please let me know. When you are at least age 62, you can begin receiving social security retirement benefits. Here is another good point, if married for ten years to the x husband, compare what you would draw and their SS. Use this chart from Social Security to see how that would work for you. If you begin drawing benefits before full retirement age of 66, then you must take the benefit that provides the highest payment.

We are not attorneys and are not familiar with the laws regarding spousal support in your state. Ask an attorney for advice on this issue. My husband worked for a company that paid into a pension instead of social security. Husband has started drawing social security retirement and taxes are being taken out of his check windfall elimination provision. The windfall elimination provisions would result in my retirement benefits to be refigured and would cause my social security retirement benefit to be less.

I understand that I can now receive my retirement benefits without considering the windfall elimination provisions since my ex-wife has not yet filed for a pension from OPPD but that an adjustment will occur once she starts receiving the pension from OPPD. If retirement benefits are delayed, a higher benefit may be received at a later date based on the effect of Delayed Retirement Credits.

I found that here http: You are correct about what the SS website says, but you quoted it out of context. The original poster was turning 62, and so she has no choice if she collects benefits before full retirement age.

She gets the higher amount, period. At full retirement age, can I receive my SS benefit smaller amount and later receive half of my ex SS bigger amount at When you begin collecting benefits you will receive the greatest amount to which you are entitled. You do not have a choice. Hi, i am about to fill for a divorce been married for about 18 years but we separated after 6 years.

Social security rules measure the time from marriage to the date the divorce is final. I was married since until now. I need divorce because my marriage end long time ago. I had two children they are independent now. How can I divorce from this men. What are my options? Hi, If I remarry do I still get the benefits?

Thank you for your reply. His wealth has nothing to do with it, it is based on your work histories. Your former spouse has access to his year-by-year earnings record, even though for privacy issues you have access only to your own record.

I filed for SS when I turned 62 I receive reduced benefits, my ex is 13 months younger than I. He retired Jan 1 filed for his SS retirement.

We were divorced September His attorney and mine said I had to wait 2 years to receive a portion of his benefits. He of course earns more than I. Do I have to wait until September ? I am getting confusing differences. If I was married for 16 years, then legally divorced my husband, remarried him a couple years later and then divorced him again a few years later, am I still entitled to derivative benefits? I live in Indiana. I have not remarried since.

He was my only husband ever. Or does the fact that I remarried him negate any derivative benefits? As long as you were married to him for 10 years or longer total which you wereand you are not married at the time you apply for benefits, you are entitled to derivative benefits.

I have never applied for these derivative benefits. Is there a deadline? I first divorced him in after 16 years of marriage and it was final in uncontested. We then remarried a couple years later and I divorced him again and it was final in uncontested.

He is 58 years old and yes still working. Is there a deadline for me to apply? Where do I apply? You can apply at any time once you are at least 62, or within a few months of that.

Apply for benefits at the Social Security website at http: I am the higher earner, but only My husband of 12 years is Can he get derivative even if I am still working and not age eligible for SS? Contact the county clerk in the locale where you were married and ask for a copy. You may also be able to use your divorce documents if they include a recitation of the date of marriage. If I was to marry someone else someday, would I still receive derivative benefits from the 16 year marriage that ended in divorce?

So if you remarry, be sure to marry up, and not down! Yes, marry up and not down. Very good advice and thank you for that advice. Even in her capacity as a financial advisor, she seems to give financial concerns a misappropriate priority. Ginita Wall, you provide a plethora of information regarding Social Security, however you lack training to proffer advice as what should be assigned order of overall priorities to the people requesting specific advice.

There is no shame in acknowledging and sharing when you venture outside your arena of knowledge. Thank you for sharing your financial knowledge, try to refrain from offering unsubstantiated platitudes. Your advise will be of greater value while remaining your area of expertise.

Hi Ginita, I have a major problem. I was married to a man for 8 years and then divorced briefly during that time, which was not counted because it was less than a year. We then divorced for a year and were back together for another 8 years in what we thought was a common law state. Wet hen married for another eight years. We were together a total of 23 years, and I never remarried after the last 8 years. This is horrible because I was a housewife and had lupus then and now. I just did not know it had to be 10 continuous years plus I did not know WA State does not have common law marriages.

Is there any chance if I appeal this that I could get on his based on the total years? It just seems so unfair to give it to wives with ten years and not me who was with him 23, 16 of them married. I believe it should be based on total years. Could I present an argument and have any chance of winning on appeal?

We had three children together, one adopted even. Thanks for your help!! Yes, you do have a problem. I checked with a respected expert on Social Security and she said: This is an obscure rule buried in the Social Security Programs Operation Manual System. Thanks for checking and your reply! No, we do not have the remarriage in the needed time frame.

I just do not think this law is fair related to rare cases like mine where I was with this man for so many years. Do you think I stand a chance on appeal? It seems unfair and discriminatory to me. You can appeal if social security is not following its rules. But if it is following its rules, which it seems to be, then you will need to get congress to change the rules.

I suggest you contact your representatives in congress. WELL UNDER MY NOSE FOR HE HAD HIS FURNITURE ECT IN STORAGE HE MOVED INTO IT!!!!! My ex has passed we lived together for ten years but was only married for the last 7 years can I still draw on his social security? Is common law counted as part of the ten years? If common law marriage is legal in your state and you do everything that needs to be done to conform with the rules and can prove it, then it is my understanding that social security administration will count the years of common law marriage.

I was married 5 years then dovoriced then remarried same man for 6 years now if we divorce now am I still entitled to his benefits when I retire? If your divorce and remarriage occurred within the same year, you can aggregate the two periods of marriage to see if you were married for 10 years or longer.

If not, then the two periods of marriage are treated separately, and you would not be entitled to derivative benefits. I have been married to my husband from jan If I file for divorce nowwill I be getting his social security benefits?

I got married April 12, and got divorced March 25, Does it take into consideration that I have his child?

I liked a month being 15 when we marriedso technically I was If there is a loophole to me being able to draw from himplease let me know. He is still living. There may not be anything I can dobut I certainly would deserve it. He paid no child support and left me at 22 with 5 yr old child and no education or money to live on. He is retired from high paying joband only a few months being 10 years I was married to himis standing in my way. For you to get divorced spouse benefits, you must have been married for at least 10 years, and I know of no exceptions.

Since these are retirement benefits, whether or not you have children is not relevant. If my ex has remarried, and I have also remarried ,but he has passed away and we were married for 25 yrs am I still entitled to his benefits? So if you were 60 or older when you remarried, the answer is yes, you would qualify. But if the marriage ends with the second husband for whatever reason, you WILL be able to draw benefits from the first husband.

I had the same situation. I was married for 28 years. I remarried at age I retired at age 62 and drew benefits on my own work record. The second husband passed away five months later and I began to draw his benefits. The first husband passed away six years after that and I began to draw benefits from him, which was substantially more since he was already on disability. At this time, I was married again. The requirement is that the marriage you entered into before age 60 has been terminated, whether by divorce or death.

After age 60, you can remarry as many times as you wish and still draw from the first husband. I was 29 when my 39 yr old husband passed.

We were married 3 yrs and had kids. I remarried but am now divorced after 6 yrs. And you say, at least as of today, what he receives in derivative benefit from me will not affect my own benefit?

I was married for 21 years and then divorced. I am 65 and just now found out that I am eligble for divorced spousal benefits. I could have been receiving them for 7 years!

I have also learned that the SSA will only go back 6 months for retroactive benefits. Is there anyway to make the SSA accountable for this? I am sure there are many women who have missed receiving these benefits! Again, the earliest age at which you could have collected is age 62, so there is no way that you could have been receiving benefits for 7 years, as you state. Social Security Administration no longer sends out the paper statements, but you can check your benefits on line at http: On both the statements and on line they show how much you can collect at ages 62, 66 and They can only give you that information based on your own earnings history because of privacy issues.

Once you apply for benefits, you can find out how much you can receive in divorced spouse benefits. I thought spousal benefits could start when my ex was 62 and not when I was 62?

I also understood that I can take the spousal benefits now and wait to take mine at 70 so that I get the highest amount for my social security benenfits. If you begin taking benefits before your full retirement age of 66, you will receive reduced benefits.

You are correct that you can take the divorced spouse benefits at age 66 and then switch over to your enhanced benefits at age 70, if they are greater than the divorced spouse benefits. I am about to turn 70, and ssa is telling me the same — that I can only go back 6 months. How is this allowed to happen?

What other recourse do I have to recoup more than just the 6 months? Is there any words of wisdom that will help me in my situation? Start collecting now, before even more time passes. Do I have any other recourse? How can I get the rest of the benefits that I was due to receive? Why was I not informed of the ability to get these benefits? Is it better to take my ex-spouses social security first? I plan on retiring at 62 and he has already retired. When I apply for retirement, will I have to tell Social Security that I want his benefits first or is this something they determine?

Is this something that will be told to me when the time comes? At that point, you could switch over to your own benefits. For example, I have several IRAs and a k, and my husband and I are getting a divorce soon after 10 years of marriage. Your divorce agreement must deal with all assets, including the IRAs and k s. That agreement will govern who gets them.

There is no year rule regarding the division of assets. I have an interesting one for you. He died outside of the USA. Their marriage ended in divorce after 11 years. Both parents remarried to others and these marriages ended in divorce as well. He moved outside the country and continued to collect his SS by way of direct deposit to a bank account.

About 7 years ago the SS payments stopped due to a legal issue of which I have very little information, but not related to his eligibility to SS and more likely for failing to appear in court. It appears he never challenged the cancellation of his SS. So my question is: If your father was receiving social security payments at one time, that was because he has an account with them on which those payments were based. If the payments stopped, they either went to someone else such as the plaintiff in the legal issueor else they were temorarily halted for no good reason, and the estate is now due the back payments.

You can reach Social Security toll-free, 7AM to 7PM, Monday to Friday, by calling: Good luck, and please return to tell us what you found out. My ex died, but we were common law inhe even had me on his life insurance as the beneficiary Aug 1, we got married Oct 4, and divorced Sept 10, If you were common law married under the laws of your state, you are considered married for all purposes.

I am in this scenario in the state of Texas. What do you have to show to prove the common law marriage of 10 plus years in Texas? After 24 yrs of marriage number 2, divorce will be final next month…. Yes, once your divorce is final go to http: First marriage lasted 20 years —first husband is 80 and collecting social security and medicare. Second marriage lasted 24 yrs but second husband is not retirement age and wont be for sometime. I understand I am entitled to social security and medicare from first marriage…question is how son after second divorce is final?

Once your divorce is final you can file for benefits at http: I was married for 10 years and divorced. After that I married for 9 years and was widowed. Would I at 62 be eligible for the benifits of the 10 year marriage. As long as you were married for 10 years or longer and both you and your ex are at least 62, you can apply for reduced benefits based on your earnings record or his.

If her second marriage ended in widowhood, she could be collecting widows benefits as early as 60 in a reduced amount or even 50 if she were disabled. As you say on the divorced husband she could start collecting, again reduced on his benefits at 62 assuming he is also Or she could collect one at 60 or 62 respectively and switch to the other later on. I was married twice; first time was for 20 yrs.

SSI Second marriage was for 19 yrs. I am now going into a divorce, he is age I am 61 and do not qualify for retirement at all. Thank you so much. When you are close to turning 62, contact the Social Security Administration at http: Be sure to indicate both marriages, and mention that Husband 1 is deceased.

They will figure the marriage that will result in the highest benefit for you. She can apply at 60 for those widows benefits once her current divorce is final. But you can do that only after your divorce is final. Married from separated He was an active duty in the military service in through then he retired.

When Women Earn More Than Men | Psych Central

In we got separated. If I asked for retirement benefits on our divorce, do I receive just the half of his time served as an active duty of 5 years? He started working as a civilian in the military since after he retired. Do I get a portion of that retirement benefits? You are entitled to a share of the military retirement based on the service credits earned during your marriage compared to his total service credits.

You are also entitled to a portion of the pension earned as a civilian, based on the time he was working for them and you were married compared to the total time he ends up working for them.

I was married to my ex for 10 years, most of those years he was active military. He retired from the military in and just recently, he retired from civilian work. When I retire, will I be eligible for any military retirement, his civilian social security, or both?

Hmmm, seems to me that the military retirement should have been divided when you divorced. Since you were married to him for 10 years, you will be eligible for divorced social security benefits. I got married in Julybut we separated 3 months after, we are still married,never filed for divorce. Yes — married is married, in the eyes of the Social Security Administration. I live in California. You must have been married for 10 years or longer. I live in Alaska and have been marriage for 23 years but separated for 21 do I still receive hand of his pension.

Spouse was married to a physician for 19 years and two kids and then divorced. Spouse and I were later married 10 plus years and are now finalizing a divorce. I think you stated it above, but would you clairify if my spouse if she remains unmarried who has rarely worked. Now if one or both of her ex spouses dies—whose survivors benefits will she tap into.

It is likely her first husbands income will be high through out his life — he is 60 and mine will be at a lower rate—I am Again, which history she would collect on depends on which would give her the greatest benefit. Yes, as long as you and he are both 62 or older you can receive social security benefits even though you are receiving spousal support at the same time. The benefits begin no earlier than the date you file for social security.

Hi ginata I am on Ssi disabled um going on 60 my xhusband age 58 I was married for over 10 years can u get early benefits for being disabled he us still working Thank you for any information you can provide.

It sounds as though you are already getting disability payments. Once he reaches retirement age and applies for Social Security benefits, you can apply for spousal benefits, if those benefits exceed what you are getting for disability.

Yes, you can get reduced widow benefits at age 60, and full benefits if you wait until 66 to collect. Contact the Social Security Administration ASAP if you want to apply for benefits: I took early SS benefits at 62, in ; I was still married at that time for 18 years. My husband who is a teacher in California and I were divorced in Will either one of these impact me?

Again, just knowing if they apply to my situation would be a big help. The WEP affects you if you earned a pension in any job where you did not pay Social Security taxes and you also worked in other jobs long enough to qualify for a Social Security retirement or disability benefit. I AM MARRIED 18YRS TO A RETIRED NYC POLICE OFFICER.

WE HAVE ONE CHILD. HE HAS BEEN TAKING CARE OF ME FOR OVER 10YRS. I AM 40YRS OLD. WE JUST SEPERATED ABOUT 7 WEEKS NOW. HE IS SAYING THAT HE IS TAKING MY NAME OFF THE BANK ACCOUNT!!! IF I DONT GIVE BACK THE CAR WHICH IS IN BOTH OUR NAMES HE IS GOING TO REPORT IT STOLEN!!!

WHAT ARE MY RIGHTS????? I JUST DONT KNOW WHAT TO DO. It sounds as though you need to file for divorce or legal separation quickly, so that you can get a judge to give temporary orders giving you support and temporary use of the car and other marital assets. Go to the courthouse and ask them whether there are facilitators there who can help you with the paperwork. Hello, I was married for 10 years to a wonderful man and he passed away during our tenth year of marriage in May I became permanently disabled in and have been collecting social security disability benefits from my account.

I am 52 years old now, unmarried and do not have children. Could I be entitled to his benefits as well? You probably should contact them a few months before your 60th birthday, to make sure that they will be reviewing it at that time. Here are examples of monthly benefit payments from the Social Security website: I am 59, will be 60 in JuneHave been disabled sincemarried 19 years, divorced 3 years can I draw on my ex husband when I turn 60 being I am disabled now?

Once both of you are 62, you can draw divorced spouse retirement benefits if those exceed the disability payments that you are receiving. You are entitled to derivative benefits as a divorced spouse, since you were married for more than 10 years. IT WAS NOT STATED IN THE DIVORCE PAPER THAT I SHOULD RECEIVE ANY OF HIS SOCIAL SECURITY, BUT IT IS STATED THAT HE RECEIVES A PENSION HE RETIRED IN FROM THE CITY OF LA. HE IS SAYING HE WILL NOT GIVE MEN ANY SUPPORT UNTIL WE SEE THE JUDGE!

DO I NEED TO THE COURT AND ASK FOR TEMPORARY SUPPORT FOR OUR DAUGHTER AND MYSELF! Since your husband refuses to pay support, you need to ask the court immediately for a hearing re temporary orders for support. It is the only way he will pay you, it sounds like. There needs to be more caring women like you! Thank You, Lord for leading me to the Wife.

Bless you ladies and men who work on this site! Will it make any difference in receiving derivative benefits if I change my name when I divorce? I have been married 24 years and I am planning to take back my maiden name. Hello, I was married for 24 years. My husband earned most of our wages but I did earn some of the wages for a few years.

Most of those years I spent raising our three children. A couple of years after we divorced I became disabled but I only qualify for SSI as I did not work enough years prior. I am now 50 and he is Is there any possibility that his social security can help me now? SSI is not near enough to live on especially with my medical expenses and until a year ago I still had a teenager in my home. Once you are 62, you will be old enough to apply for reduced divorced spouse benefits, that may exceed what you are getting from SSI.

If he should die in the meantime, you could begin getting reduced benefits at age She cannot draw from him, though, until he begins to receive benefits or dies. I was married 20 years and presume ex-husband had greater earnings. I am still divorced, never remarried, and do not plan to marry before 60 years old.

Ex-husband filed early at If he dies prior to my retirement I understand I can file for survivor benefits at My question is whether his early filing would affect my survivor benefits or are survivor benefits always based on full retirement benefits.

The Social Security Administration makes it very clear on their website: The maximum survivors benefit amount is limited to what he or she would receive if they were still alive. My husband is He was married to his ex wife for more than 10 years. I believe she is in her 50s. He has NO children with her or anyone else. He just retired from Federal employment a little over a year ago. She got alimony up until he retired, and then immediately began getting a portion of his pension.

When she hits 62, if he has passed away by then, is she eligible to collect on his social security benefits as well? Basically, my question is: Sure have enjoyed reading your website. I am 58 and r married two years ago to a man who is now At this time I do not have enough working quarters for SSI believe it or not…had a rough go being single and surviving on my own. He does plan to retire at age You will be able to collect spousal benefits once your husband begins collecting.

She has made no effort in finding work and lives comfortably with her support I give her. In my mind I feel it would be fair to reduce the support some because as I said before.

What are your feelings? If I were to get an attorney would I have a chance to make changes because of her added income? If I marry at age 59 to a man who is 62 and planning to retire at age 66, can I collect on spousal benefits at age 62 if we have only been married for five years?

At the time I did my self divorce, two years ago, I agreed to a lot of alimony lasting until I reach the ripe age of At this time she will have more income than myself without even working! If I bring this to to a lawyer to have the amount I pay her each month reduced, do you think I will have a fair chance? These last two years she lives only on her alimony not trying to find employment, etc as she promised she would do….

Take a look at your divorce agreement and see if it says that you can modify alimony on a change in circumstances, or if it is non-modifiable. If the latter, you likely are out of luck. If the former, then her collecting social security benefits might be a change in circumstances that would allow you to petition the court for a reduction. Also, look to see if your divorce agreement says that she should seek employment — if so, you might have a case to open it up for modification. The divorce papers are very very vague as I did not have a lawyer to help.

It only states the date August when alimony ends. Because it does NOT say it is non modifiable I still may have a chance possibly?

I was married for over 10 years, got divorced and remarried again for 2 years, got divorced and remarried get selected option text dropdown jquery another 2 years and currently divorced. My former spouse of 10 years had a common law spouse and they were together for over 10 years. They are both deceased. I am now 76 years old. Am I entitled to my ex husband of 10 years benefits?

Yes, you are entitled to survivor benefits — contact Social Security at http: What happens if the father of my 2 children pass. We have been together for 16 years but are not legally married.

He is very ill right now with kidney failure. We are hoping for a transplant. Question though is he was married before me for just a bout 10 years. Then got a divorce several years later.

We have been together since then and like I Saud have two children with him. Does she get his ssocial security in the unfortunate event something happens to him while we are waiting for transplant. I just want to make sureour children together are taken care of. So your children can collect, but his older children cannot. If his former wife has not remarried, and he and she were married for 10 years or longer, she can collect surviving explosive stock trading strategies ebook spouse benefits based on his earnings record as early as age 62, if those benefits exceed her own benefits.

I was married for over 10 years to my second husband, married a third husband less than 8 years and am now been living with a man for over 2 years…my question is if I should become his common law wife only for the simple reason I am living with him can I still collect social security benefits from my second husband? My parents are recently divorced and since than my father started receving SSI bennefits for himself and the other four children. Not me because i am 18 i am just curious about this.

My mother has full custody of my younger sister who is eight. She is calling attorneys because she thinks she should be getting the bennefits that my father is recieving for her. So my question is can my mother fight my father for the bennefits that he is recieving for her?

Children of divorced parents are still eligible for benefits regardless of whether the child lives with the parent receiving Social Security benefits.

Since those benefits are for the children, your mother should check with her attorney about getting those funds paid to her by your father as additional child support for your equity stock options startup. I live in the state of South Carolina and asked: My stepfather is a retired policeman and thus received benefits from a non-Social Security covered job.

He was married to his former wife for more than 10 years and is currently married to my Mom and that has been for more than 10 years. He also worked off-duty jobs during his career and did pay in Social Security on that income and he is also a Vietnam Vet. Does this sound right to you, or should he be able to claim derivative benefits off either one of his spouses???

My husband age 64 and Stock in trade idiom meaning age 54 were married Sept. How to earn money in kingdoms at war do not share bank accounts and I pay all the bills. Seems this law has been unchanged since its inception in Maybe therein lies their point to rid us of SS.

My husband and I were legally married for over 10 yrs. If my husband got remarried during that time with or without forex-metal regulated divorce will that affect my getting benefits.

First of all, bigamy is illegal in this country, so if your husband remarries without getting a divorce he is in big trouble. If you are not divorced from him, you will be eligible for spousal benefits. He is deceased now. I am 66 yrs. Would I still qualify for survivor benefits? I did get a divorce after 10 yrs. Since you are divorced, and you were married for 10 years, you do qualify for survivor benefits as a divorced spouse.

My mom was married for 24 years and got divorced in My dad retired and started collecting his Social Security benefits in My mom will turn 65 in a couple months and was recently given advice that she should start collecting her lower benefit now until she is Is this really an option for her, to switch from her benefit to his?

Her benefits will be reduced in perpetuity. The only exception is that if he dies in the future, she can switch to full survivor benefits, which will not be reduced even though she began collecting early. Thank you very much for the prompt reply. I had a feeling the advice she received was incorrect.

The unfortunate part is that she received this advice from a worker at her local SSA office. Your answer is very helpful. My father recently passed away.

She had almost no income during their marriage thus very little Social Security credit of her own. She remarried at age 62 and remains married today. I was married for 14 years to first husband and then divorced, married to someone else 24 years ago and my divorce from him will be final one month before my 62 birthday. Second husband was not a good provider. If I can file for first husbands ss benefits how can I tell if his amount will be be greater than second husbands amount?

I do not have first husbands ss information, how do I go about this? Not being a gold digger but I need the most I can get. Also, do I have to be divorced two years from my last husband to file on my first husbands benefits? If your ex-spouse has not yet applied for benefits but is eligible to do so 62 or olderthen you can apply as long as you and he were divorced for two years or longer.

Once you apply for benefits, social security will determine which record will give you the highest benefits. My husband are filing for divorce this year. We have been married since July 5, In order for me to be eligible for derivative benefits in the future do we need to wait until after July 5, to file divorce papers, or does the divorce just need to be final after July 5 ?

If you want to qualify for derivative divorced spouse social security benefits, your divorce should be finalized after July 5, I was married for 25 years and got divorce last April.

If I get married again at the time of retirement can I collect SS benefits from my previous marriage? Once you are 62, if you are unmarried you can collect based on the earnings history cross currency swap accounting treatment a former spouse to whom you were married demand supply forex 10 years or longer and who is eligible to collect benefits.

I recently got how to make money with a webshow April 1st to my husband. He is 60 years old and he has never put into social security in his life.

He was married to a woman around 20 years and she worked for many years and put into social security. Could he get some of her social security benefits when he turns 62 years old. Your husband could have received reduced divorced-spouse benefits at age 62, were it not for his remarriage. When heremarrie he gave up his rights to divorced-spouse benefits, but he would be eligible to collect spousal benefits based on your earnings history when you apply for benefits.

If he was at least 60 when he remarried and later his former spouse dies, he could receive survivor benefits based on her record. I am 64 and was married to my ex-wife for 11 years. I have been married to my second wife, who is 36, for five years.

What about my second wife? In 30 years, how much would she be eligible for? Her full benefits would be the benefit you were eligible to receive. If you have children under the age of 16 at the time of your death, they can receive benefits as well. To follow up, if I die in in 15 years and my second wife applies for benefits in 30 years, would she also be eligible for cost of living increases that went into effect over that entire period of time?

Employees of the How do i buy berkshire hathaway stock of Georgia pay SS premiums, so do not come under the Government Pension Offset Rule of reduced SS benefits.

What It's Like to Make More Than Your Husband

I assume other state employment is the same. This would need to be checked into. I have been married since September I will be filing for divorce next week.

My questions is……I am on Social Security Disability. I received the Retroactive amount the month after we were married. I spent some of the money paying off his bills he had prior to us getting married and 2 down payments on motorcycles. Can I recover any of that money from him in the divorce? As I said all was paid out of my Retroactive Social Security Disability.

Check with your attorney. But maybe you have tom demark trendline trading separate property interest in his motorcycles because of your separate property contribution to the down payments.

Hi ginita, My husbands x wife was recently diagnoised with cancer, shes only They were married at least 10 yrs and she has browning x bolt replacement synthetic stock and approved based on my husbands ss diabilty benefits.

He is 57 and stiil working. Is she entitled to his full amount or just half of his amount showing on his old statement. Gosh, you stumped me with that one. I was married for more than 10 years and then divorced.

I am presently 62 years of age, unmarried, and have not yet filed for social security on my own earnings record. My social security retirement benefit will be greater than the social security retirement benefit my former spouse will receive.

At age 70 I would then begin to collect on my own earnings record. Could you clarify the correct information for me? Thank you very much.

When Women Earn More Money: Can This Destroy Your Marriage?

If you wait until your full retirement age, you can choose which benefit to get. Just ask to speak to someone else, or hang up and call back, until you find someone there who understands the rules. My parents were married for 51 years when my mother passed away at age My father remarried a little over two years ago at age 77 to a woman also make money selling diaper cakes who had never been married.

My father passed away in November. Is his new wife entitled to receive survivor benefits, or would they have had to have been married for at least 10 years? The year 99 binary options gurus would apply only if they had divorced before his death.

I am in a quandry. My first husband and I divorced after 18 yrs. He married someone 16 yrs younger and is currently I even ended up going bankrupt because he was out of work for a year. I remarried after 5 years and now have been married for 20 years. Fifteen years ago I was deemed disabled and collected disabilty form SS and disability from the company I worked for. I am 63 and this long term disabilty will end when I am If I divorced my current husband, I would not be making approx.

Finacially, would this be better for me as far as all my health care requirements and qualifying for help? And then apply for my ex-husbands social security benefits? This is pretty desperate but I do not know how we are going to live. My current husband is I would appreciate any advise. I doubt that divorcing now would help. And those benefits are in flux, with congress continuing to discuss cuts and restructuring, so even that could change. Thanks so much for the information.

Currently, I am collecting the 13, I am not in good health due to rheumatoid arthritis and fibromyalgia.

My current husband is in business for himself and must pay all expenses, payroll taxes, lou moneymaker. Together, our gross income is too much to qualify for help with medicine or medical expenses, which run high. I am on AARP Medicare supplement for health care. My current husband is drawing social security benefits plus working. So, what I am understanding nasdaq stock market performance history chart your above reply, I should contact SS on what my retirement benefits would be at 66 for myself and what they would be from my ex.

Would asking that question to Social Security jeopardize my future because of still being married? Should I call SS office locally or federally? Just want to get my ducks in a row. If you were married for 10 years or longer, you are entitled to surviving divorced spouse benefits. His widow is entitled to surviving spouse benefits. I was married over 10 years my ex-wife has remarried, but it has been less than10 years is there a time frame on her second marriage for her not to be eligible to receive my SS benefits?

And if she does stayed married over 10 years and gets a divorce can she clam which ever benefits are higher? None of this affects what you receive — your benefits remain constant, no matter whether she is getting benefits based on your earnings record or not.

My mom married a man almost twenty years ago. Within six months, they separated, but they never divorced. He recently passed away. Yes, she is considered a widow by Social Security, since she was married to him at the time of his death. I was married for 18 years. Have been divorced now for 6 years. We have talked about getting married so I can qualify for his medical insurance.

Im am 43 years old have some minor health issues. What type of benefits will I be able to qualify for when I retire. Want to know forex & cfd trading system would be how to make money completing surveys for me.

When you retire, you will get social security based on your earnings record. I was married to a veterinarian for 11 years and divorced and remarried. I will be 62 in April. Since my current husband makes less than my former husband would it be reasonable to divorced my current husband and collect from my former vet husband?

Also, will the SS office supply me with the amount of money allowed to me if I can collect. It is likely that the cost of divorce would exceed any additional social security benefits, not to mention the emotional and financial toll of dividing assets in divorce. You can ask the social security administration for an estimate of benefits. This TOTALLY destroyed me! This affects my medicare too! I only have 34 quarters in and can no longer work.

When my money runs out, I will have no choice but go to the garage! I am too tired to care anymore! Hi Ginita, I have learned alot reading your site thank you. My question is, I am a divorced 57 year old man.

If I were to re-marry and then pass away in the next year or 2 would my new wife be eligible for my survivor benefits even though we are not married for 10 yrs prior to death?? And if so, what percentage of my benefits would she qualify for? Yes, your widow would qualify for widows benefits based on your earnings history. Also it sounds like this man is in poor health if he is asking what happens if he dies in a year or two, to collect the new wife must have been married to him for at least 9 mo.

Thanks for adding this, McCall. And sorry about the typo — age 66 is the full retirement age for those born between and I have very litttle SS benefit on my own record because of being out of the workforce for 25 years. I wish him well, so I am just curious in the event of his demise. I have an interesting situation. He has had no contact with her since the day she left. He never got divorced because he had no way of contacting her for a divorce since she left. Now he heard from his mother that she is planning to come back in May.

Does she have any right to collect these benefits? As long as she is his wife she has the right to collect spousal benefits when she reaches retirement age. If they divorce, she can collect divorced spouse benefits at retirement. I was speaking with my cousin and she has a question for you if ok. She is age Her husband died 4 years ago and she is still working full time. I told her she should be able to begin getting his SS benefit.

The question is, if she claims as a Widow now would she get the MAXIMUM AMOUNT he would have gotten he would have been age 66 now if still living and his benefit would greatly pay more than hers…. Thank you for your assistance. If she claimed widow benefits now those benefits would be reduced because she is under age I can win cash surveys on my exspouses social security benefits when I retire even though I am still married to someone else?

Can the wife collect Derivitve SS Retirement if she is 66 and he is 53 or does she have to wait until he is of retirement age? If they are still married, he must actually file to collect benefits before she can what happens to stocks during a buyout. It was wonderful, informative.

My mother in law is 85 been divorced over 25 years BUT married 30 years. I imagine they will go back only 6 months, but she will find out when she files. Be sure she does that ASAP. If they made an error your mother in law had told them of her prior marriage when she applied for her own benefits, for examplemaybe she can convince them to go back further.

If I was married for 8 years divorced then married the same spouse again for 4 years, does this count toward the 10 year divorced spouse rule? I am at 66 FRA age divorced,My ex-spouse is 59, working and want to delay SSA benefit until age 70…. How do SSA ex-spouse benefit update information of ex-spouse life death paid online surveys yahoo answers When can spouse start Social Security benefits?

For a spouse to collect spousal benefits, she has to be at least 62 and her spouse has to apply for benefits or be collecting benefits. So you can begin collecting when he is 62, assuming that divorced spouse benefit will exceed your own. I am not aware of a paper form — most applications are done online these days.

SSA generally receives notice of the death from public records, but anyone else can notify them as well. I must wait until ex-spouse is eligible at age I have been married for 15 and and we have been together for just over 16 years. I have raised 2 children. I am now being told that I should not have the kids and that I have never looked after them. We both looked after the children when I was at uni but until then I raised the children myself.

I am also being told that I have not put anything into the marriage. He has blinded a lot of people with lies about me, I know this to be true as many have come up to me and told me the are sorry for believing what they were told about me. How much should I get and can I get spouse maintenance and when I was working and doing uni I had to take time forex brokers outside us due to him being drunk and my concern for the weizmann forex delhi. The worst person to take legal advice from is your soon-to-be ex.

You need to see an attorney pronto and find out what your rights are. I am 63 years old and am collecting my social security. My husband is 53 years old and still working. We are in the process of a divorce.

In July we will be married 21 years. Can I collect his SS now and what happens if he dies before he is 66? Can I still collect? He has a pension and I refuse to sign off on it, am I right by not signing off? You can collect spousal benefits once your husband applies for benefits on his own account, when he reaches retirement age. If he dies, you will be eligible for widow benefits. I am doing this research for my mom, who was divorced from my dad over 30 years ago.

She remarried, her 2nd husband passed away, and now she is collecting benefits based on his record. Only problem is documentation. How do we get around that? Your mom might need to prove that she was married to him for more than 10 years by providing a conformed copy of her divorce decree. Thanks for the explanation. It might be worth checking, in any case.

Nobody except my father knows exactly how much made over his career—we could be in for a surprise…. In most states, a pension earned during the marriage is marital property and the non-employee spouse is entitled to a portion. Back to social security, if he dies you will be entitled to widow benefits, which are called divorced spouse survivor benefits.

I am trying to get an answer for a friend of mine about her ability what does ema mean in forex collect a former spouses How did fdr fix the stock market Security. They were married for 29 years and then divorced. She remarried at age 64 to a former british citizen now usa citizen.

He has no right to receive any Social Security benefits. Can my friend collect benefits from her first husbands social security. If not what world consumer alliance moneymakergroup she have to do to become eligible? She does not have enough quarters to qualify under her own SS.

If she cannot collect spousal benefits is there anyway she can become eligible for Medicare? Thanks in advance for your assistance. If she were to divorce, then she could become eligible to collect. Contact the nearest Social Security office for more information on how to make money fast when youre unemployed option.

Depends on who you talk to. I was age 68 and married. I will be 70 in July. My husband, who will be 66 in August, plans to begin drawing his SS benefits that month. Will I be eligible to draw spousal benefits from his record at that time, also?

Yes, you can draw spousal benefits once your husband applies for benefits. If you divorce, and you were married to him for 10 years or longer, then you can continue drawing the same amount based on his record. We did not legally got married but still leaving together now for five years?

Do we need the marriage license for my benefits of SS? So should I get married now again to get benefits and so he gets mine too? Social Security follows the state laws. So, check the laws in your state. To get survivors or spouses benefits you generally must live in a state that recognizes common-law marriage. However, most states even those that do not recognize in-state common-law marriage will recognize a common-law marriage entered into in another state that does.

My question husband earns less than wife whether or not taking my retirement now, at 62, has any effect of what I collect from my ex husband if he retires at 66? Do I collect half of what he earns now, or half of what he earns when HE turns 66? If you begin collecting at age 62, you will get reduced benefits, so waiting until your full retirement age of 66 will give you a larger benefit. Your reduced benefit will be based on his benefit based on his earnings record — as he continues working, his benefit may increase slightly, thus increasing what you get slightly.

I have three questions: Shall I be able to continue receiving my SS derivative benefit and Medicare if we divorce before 10 years of marriage?

In addition, you must have been married for at least one year before applying. In addition, you must have been married for at least 10 years and you must be single.

Shall I lose it if we divorce before 10 years of marriage? Does separation before 10 years of marriage affect the eligibility to derivative SS benefits at divorce after 10 years of marriage in PA? Yes, if he dies you will become eligible for surviving divorced spouse benefits which will be equal to what he was eligible to receive, if that exceeds what you are receiving on your own record at the time.

I am currently 55 years old and eligible to receive surviving divorced spouse benefits at age My ex-husband passed away 8yrs ago at age At age 60, would I be entitled to receive my ex-spouses full benefit amount, or just a percentage of the survival benefit as my full retirement age is 66 and 8months?

Survivor benefits can start any time between age 60 and your full retirement age. If the benefits start at an earlier age, they are reduced husband earns less than wife fraction of a percent for each month before full retirement age. I was recently divorced in November ,I was married for 23 years. We have always lived in California and we both still reside here. One my divorce papers no where does it say I am entitled to half of his SS so does that mean I wont get the benefits when he becomes of the age to apply?

You are entitled to social security benefits if you qualify under federal law, no matter what your decree says. I have a chronic illness, in the event of my death prior to the child reaching If so, is there any protection so that the child actually gets it and not just a windfall for the ex? Yes, your child will be entitled to benefits. Yes, you will get your full benefit even though your ex-wife can collect divorced spouse benefits.

As I worked thru AugustI was able to draw from July on those benefits. I received a letter from SSA that as of MayI was entitled to monthly disability benefits.

As I know several women who are receiving both benefits, I want to know why mine are being stopped. He married within 3 weeks of his death and the new wife is not eligible margin buying stocks 1920s draw on his account.

When did the rule change and would I be able to get a copy of the SOP stating such? You can certainly contact SSA and ask them to provide you with the law behind it. You might also talk to your friends to pin down exactly what benefits they are getting and why, and whether they have any paperwork that might explain the rules under which they are getting their benefits.

If you are correct about their benefits, knowing the rules under which they are collecting both benefits may help your case. My husban is 43 and was married to his ex for 14 years. She recieves SSI benefits. We have been married for 5 years. Who recieves what from his benefits when he retires? His ex will receive divorced spousal benefits, if that exceeds what she is entitled to on her own.

You will receive spousal benefits. Your husband will receive his own retirement benefits. How does when the husband files for HIS benefits affect HER benefits? Is it twice as good for the ex-spouse to not only wait until FRA, but also have her husband wait until he reaches FRA, or possibly even later?

As a divorced spouse, you are entitled to benefits based on his earnings history. As he continues to work, that benefit may go up a little, but probably not much. I am 63 years old, and divorced. I was married 18 years. I have not been able to find employment mainly because of my age, and the situation will probably get worse as I get older.

I was told by my ex that when I start receiving social security benefits at 66, the spousal support will be reduced by the amount I receive from social security. If I am not working, does this sound right? Check with your attorney to see what the laws are in your state regarding changes in your income.

Each state is different. I am 60 years old, and still working. My ex-husband was married for 15 years has been deceased for the past 4 years. He did not receive very much per month he was of full retirement age when he starting collecting Social Security.

You may apply for survivor benefits as early as age 60, but those benefits will be pound euro exchange rate history chart if you apply early than your full retirement age of Also, if you claim benefits before full retirement age you have to take the highest benefit you are entitled to, so in that case it is your own benefit.

Also, I collect my own social security because it was higher than my husbands. I have a divorce decree that states I receive this alimony until I die. I now want to collect on husbands full social security but I found out it is How does that how to calculate pivot points in day trading Can I receive both his social security on widows benefits and alimony from his ss.

He retired at 62, We were married for 20 years. Your right to receive Social Security is separate and apart from your right to receive alimony. Alimony is governed by your divorce decree and Social Security is governed by federal law. If it ends upon his death, then you would not receive Social Security survivor widows benefit and alimony after his death.

As far as Social Security benefits are concerned, you will ask to receive the highest benefit you are entitled to, based either on your own earnings record or on his. My divorce decree states I receive alimony until I die. Maybe that is to protect me in case it stops.

However, it is taken out of his social security. I was married just short of 35 years by one month. Neither of us have remarried. He began drawing SS retirement at the age of I have worked sporadically over the years beginning in my teens through my adult life for companies that collected SS from me, but always on a part time basis. Somewhere while researching this topic, I read that another individual who attempted to collect ex-spouse benefits was denied three times.

I just started collecting reduced social security benefits a few months ago at age Can I apply for his benefits even though I am already receiving mine? He has made many times over what I made in income. If so, do I apply 3 months prior to his birthdate in January of or wait until his actual March birthdate to apply? When you applied for Social Security benefits, the Soc Sec Administration probably gathered info from you about your prior marriage, and so they might switch you over to divorced spouse benefits automatically.

I was married to the father of my kids for 11 years. We divorced in September he remarried October He passed away march Should I be the one eligible to collect survivor benefits or the new wife?

You and his widow will both be eligible for social security survivor benefits, as will any minor children. My ex husband and I were married inhe left marriage 20 years later. He remarried and was married for almost 30 years, his wife died last year.

I never did marry. We both draw SS from our individual earnings. We have remained friends and think we might remarry. That is true whether you are married to each other or not. I submitted a comment yesterday — response was it was being looked at my wordthen last night I checked for your response, and the entire posting was gone. Is it still being looked at or just deleted.

My mother and father were married for 23 years. She did not work during the marriage. She was raising six kids. My mother has never remarried. My father was remarried and divorced a second time. I believe the second marriage was longer than 10 years. He passed away in His second ex wife passed a few years later in or After the divorceMy mother worked for and retired from the County Office Education in California COE.

I do not believe she paid into SSA while she worked there. My mother does receive a retirement from COE. I have read the letters from SSA and they do not address the issue directly. The response from SSA is more circumspect and does not reference any code or law. This offset is referred to as the Government Pension Offset, or GPO. Both over 65 years of age. Husband receives pension as a city employee paid no social security. I am collecting Social security began at 65am I entitiled to part of his pension in addition to my own social security or will I be penalized.

Can I collect half of his pension plus my full social security I would collect more on my social security than half his pension at 66 FRA. If you divorce, you may be entitled to part of his pension, depending on the laws of your state. If so, you can collect that and your full social security.

What do you think of the following provision, which is included in a proposed marital settlement agreement? Would you advise your client to agree to this provision? Each party recognizes that there is a Social Security retirement program to which contributions may have been made by a party from community property earnings during the marriage.

Acknowledging this state of the law, and recognizing that the law may be subject to change, each party waives and quitclaims any right to claim an interest in the Social Security benefits to be received by the other. It says that any social security benefits either of you receives are your separate property and not community property.

But i blieve the divorce was not finalized for three months after Sept 7th? I was married sept 18,judge signed divorce papers jan. Not given this fact pattern, that says you were processing divorce papers months before you married. You all are a bunch of blood suckers.

It seems that you want to be independent but still need to leach off or your spouses. And you still think you are independent. How ironick is that? I am short 2 years and 8 months to get S. We divorced in and I remarried 10 days before my 60th birthday. He passed away 2 years ago and I will be 75 years old in Dec. Hard to believe that this could be so costly for me. I know my ex planned for s. I do not want to divorce my husband.

I was married for more than ten years. I am not a US resident though. If you are a US citizen or national, you may receive your payments outside the US. The same is true if you are a citizen of a Mexico or country in Central or South America except Chile, Paraguay and Surinameas long as you lived in the US for at least five years in relationship with your ex.

But does it matter that my ex remarried someone else after we divorced? Which mean I am not the only ex wife? Am I still entitled? We got remarried to each other in If we get divorced this year, am I eligible for any of his benefits when I am older or will it be messed up because we remarried each other and divorced before another 10 years. You were married for more than ten years before you divorced, so you are entitled to claim divorced spouse benefits based on his earnings history.

Ginita, cannot tell you how thrilled I am to have stumbled across this site, and you must forgive me if I am asking a repetitive question. My husband and I are both 57, have been married since He is quite ill with a chronic bladder disease, pre-diabetic, blood clotting disorder, mental issues attempted suicide twiceetc.

Relationship has been verbally abusive since the day we married. He was previously married, but she is remarried and out of the picture and not an issue. Kids are grown and gone. We owned a business that we sold and moved to another state. The business was solely in my name as we started it before his divorce to protect him from her coming after any money, and always remained that way.

We have always filed jointly since marriage, so it is kind of a mute point. I have cared for this man since totally and solely, paperwork, doctors, meds, whatever. He is basically mentally incapacitated and tested that way while in hospital after his suicide attempt. I fought for and acquired his total disability which he received inwith back benefits. We had many bills to pay, were uninsured at the time. He now gets Medicare, we pay AARP sup, and also receive state assistance for meds, food, etc.

His verbal abuse has led to me having him removed from the home once, and intervention from the police on more than one occasion. I want to file for divorce and get on with my life, he wants to return to our former state, where he will need a ton of help from his dysfunctional family, but that is not my problem. By the time we are divorced before the end of I HOPE, we will own our home outright, and the only major bills are his. I can live quite frugally and will contact an attorney about retaining this home.

My question is, with his total and permanent disability, am I entitled to any part of that once the divorce is final? Had heard I must wait until I am 62 to file a claim for a portion, or how does that work?

I I have not been employed for many years as I have had to stay home to care for him, he cannot be left alone for very long. We sold the business in and were going to live off that money forever, but he squandered it away, and almost a half million dollars was gone in just 5 years. I just need to know if I am entitled for a portion of his disability, do I have to wait til age 62, etc.

I have no problems with social security for myself, our earnings were pretty equal.

He receives only social disability, no SSI. Just want to file an uncontested divorce and be done with him, hopefully it will happen that way. Just more concerned about the disability, the lawyer can handle the rest. Thank you, get conflicting answers from SS, maybe you can straighten it out for me, just disability. In most states disability benefits belong to the disabled spouse, though you may be entitled to spousal support based on his disability income.

When you are 62 you can apply for social security benefits based on your own record or divorced spouse benefits based on his record, if that makes sense given your situation at the time. I am 58 yrs old and on disability. I was married to my husband for 8 years; however, we continued to live together in Georgia common law marriage for an additonal 4 — 5 years.

My question is can I draw his benefits as well since I am on disability. Additionally, we continued to file all our taxes together and even purchased a home during that time. If you were legally married for more than 10 years before you divorced, then you are entitled to derivative social security benefits when you are both at least If you are still married to him, then you will be eligible for spousal benefits once he files, if you are 62 at that time.

If you were married for 8 years and then divorced, then began a common law marriage immediately thereafter, and the total time married was over 10 years, then you would qualify.

My sister is 65 years olds, and was married to the same man twice. The first was Mar 16, Oct 8,which was 8 years, and then they remarried the same man Sept 16, and divorced May 2, When reseaching the 10 year marriage rule, I fournd a blog that a lawyer kept saying 10 years and then she seen a clause in the law that said the two marriages to the same man regardless of them getting married by the ended of the calendar year counted.

Please help me, my sister is disabled and gets very little social security even though she is 65 years old. He vanished from her life and we are not sure if he remarried to another person or what. Please let me know if you can find anything in the law of survivors benefits of divorced spouses that will help her. Thanks for your help in advance. If the remarriage took place no later than the end of the calendar year after the divorce, the two marriages can be combined for the purpose of satisfying the year marriage requirement.

That means she would have had to remarry him by December 31,but it was nearly 4 years later that she remarried him. Hello, If I made more money than my husband during a 10 year marriage, do I still qualify for his benefits when I get to the age or if he dies before I do? Also, if he was in the military for 22 years prior to our marriage and 1 year after we were married; do I qualify for benefits from the military as well?

Thanks for your help. Since you were not employed by the military, you will not get benefits. If your husband enrolled in the SBP program survivor benefitsthen upon his death you would get benefits as a survivor.

Hello, My mom was married to my father until his death inthey married in My mom is now 63 years old and was recently told by a family friend that she could collect retroactive survivors benefits dating back since my father passed away.

Where can I find out details to see if my mom qualifies for this? Thank you in advance for your time and effort. If she does decide to quit work and collect social security benefits, then until she is full retirement age she would get the greatest benefit available to her, either her own benefit or widow benefits. If she collects early, her benefits will be reduced. She can contact the Social Security Administration for more information about her own particular situation.

But when you first applied for social security benefits they probably calculated that your divorced spouse benefits were less than your own benefits, since they were required to pay you the greater amount of those two benefits. I think I have this right. I was married for 12 years. Currently I am I should wait and collect his at 66 and then remove his and collect my full bennies at If you begin collecting at age 62, you will receive reduced benefits because you are not yet of full retirement age.

Further, if you apply before full retirement age, you cannot choose which benefit you recieve — it will be benefits based on your record or derivative benefits based on his earnings record, whichever is higher. At age 66 both of these impediments are removed: Even if there are no separate guidelines for disabled persons to follow, what would you reccommend I do age 62?

Shoulld I continue to draw from my own SSD until 66 before filing for his. Also, our divorce did not specifically address his pension and although I became disabled during our marriage, I chose not to request any sort of continued support after the divorce i. I assume I have waived my rights to any portion of pension benefits by not having it written into the divorce decree? As for social security, I recommend that if people need the money at age 62, then they get the greatest benefits they are entitled to at that age and not wait until full retirement age to collect.

If you need the money, then take it when you need it rather than struggling more than you have to. As for your pension benefits, you would have to check with an attorney.

I hope you can help answer a couple of questions. I have been disabled for over 20 years. I have not worked for longer. My ex is two years younger.

Or is this not correct? It was very abusive and I got nothing in the divorce while he walked away with all the assets and my family home. Thanks for any help. My husband filed for divorce. Our divorce was to be final Am I divorced or a widow? Am I entitled to any of his social security benefits? I am 54 years old. It sounds like you are a widow, since he died before the divorce became final.

Check with your attorney to be sure. Ginita, Was married for 25 yrs. Been divorced for the last 13 yrs. Not sure if I heard my local Social Security Office correctly,on the phone. I am on disability. She asked me to come in next week and will discuss what I am entitled to. He is 62 yrs. I do recall seeing on the back of my S. Security updated reports every other year. If disabled and been married over 10 yrs, and not remarried, and if over 55 yrs.

Am I hearing this SS representative, and reading that updated manual we used to get correctly? Do go see them to find out. It is my understanding you have to be 62 to collect divorced spouse benefits. Hello I was married over 10yrs and remarried for less then a yr to someone else, then remarried my first husband.

He is 80yrs old I am disabled and 64 yrs old. Thank you inadvance for your help. I live in califoria stste.

My mother was married to my father for 16 years. He remarried years later and then passed away in at the age of My mother is 74 and has only collected on her own social security benefits all these years.

Can she still collect from his and if so, can she receive back payment for the years that she did not realize she could collect from him?? If it is, she may be able to get six months of back payments. Hi… I will be turning 61 at the end of this year.

My ex is 62 and still working. I am on disability and collecting from SSD. I believe his is much higher than what I am getting from SSD. Yes, was married for 25 yrs. Can I still collect as of today being disabled. If you look on the back of our statements we used to get every other year.

It does say if disabled and 55 or over and been married over 10yrs. And I getting this right? You can collect disability payments on your own history, as you are doing now. When you turn 62, you can switch over to reduced divorced spouse benefits half of what his is eligible to receive x I had called my local SS office asking the question…now wondering why they asked me to come in.

Security Office this week. Would have thought she would have checked my DOB as I am not 62 until Again I am on SSD and do collect monthly. Are you say…I would get half of the ex…as example. Then what happens to my earnings or when can I change to use my own earnings. My sister divorced her first husband after 9 years then remarried, she divorced her 2nd husband after 4 years of marriage, Her first husband passed away 2 years ago, She is now 64 and is collecting her SS benefits and her first husbands SS.

When I got married, my husband wrote on the marriage contract application form that his last marriage ended but the final divorce was actually granted year feb Do we have to make an amendment to correct the record? If he was not yet divorced at the time of your marriage then he is guilty of bigamy and your marriage may not be legal. Check with an attorney for guidance. I was married with my husband for 8 years and our marriage is falling apart.

If your divorce lasts less than 10 years, you will not be eligible for Social Security based on his earnings record. I am collecting money from my husband early retirement funds I was wondering if he files for divorce and gets remarried do I loose my benefits?

We have been married almost 18 years. I still have two girls at home that are not 18 yrs of age. I need an answer for this question. I was married to my no ex husband for 10 years till BUT i married in Oct and Divorsed in Feb I wish someone would have told me avout this SS thing I could have held out the few more months.

Can you tell me if I would still be able to collect due to it being actaully 10 years just not to the month? It needs to be at least 10 years, and you were married only 9 years 4 months, so you would not qualify.

I was married for 31 years and divorced at age I remarried prior to age 60, married for 10 years to another man who was disabled prior to age 50 and on SSD; and now we are currently divorced. He was married to his former wife for 14 yrs and she had a better income than he did on disability. I am 64 and still working — Can I collect on my living X-husband married 31 years who is retired but still living? Can my X-husband who is 64 collect on his previous wife of 14 years and get full benefit since he was disabled prior to age 50 and still is on SSD?

Apparently, the SS employee he spoke to did not file it correctly. He will try again. Igot married recently my husband get ssi and I get ssd. We just separated before I was going to reported to the social security. Does it still we affected his ssi when I reported about it. Hi Ginita, I am on SSD and 60 yrs. Collecting alimony in Massachusetts, I do work hrs.

Now my ex husband of 25 yrs. He was in a accident that claimed both of his arms. God Bless this man of our grown children and grandchildren. Now that he will be on either SSD or collecting SS as he is 62 yrs.

Now, what do I do? Would I be able to collect on his Social security. Thank you…been a horrible week. I just want to be ahead with your suggestions, so the kids do not have to worry. I am hoping you can help me with my question above. I am beside myself and feel like I am in a crossfire between my ex horrible accident and how to pay for my living expenses.

I was married for 20 yrs,had 2 sons…. My ex just married for the 3rd time…for 6 months…then passed. What if anything is she eligible for or I am eligible for anything? When you reach retirement age of 62 or older, you can collect widow benefits. Without knowing all the facts and circumstances, it is impossible to know what his widow is eligible for. She should contact the Social Security Administration to find out.

I was reading about chapter 6? If he had seperate property her and our children would split everything that was his? Is that how it reads? How would the ex-spouse of the deceased qualify for their Death Benefits If they were not even married a full 12 months, havent been their spouse for nearly 16 years, but do have a 15 year old minor child together? Asking because My younger brother 15 yrs old as well as myself 25 yrs old disabled before the age of 22 qualify for our Fathers Death Benefits.

We have the same Father but a different Mother, but my brother said his Mother also qualified for Death Benefits on our Fathers record and she has already received a large check that was the same amount as my brothers check? Survivor benefits go to minor children as well as adult children who are disabled. Surviving divorced spouse benefits go to a surviving divorced spouse if the marriage lasted 10 years. My Father was not married when he died and hadnt been for almost 16 years. She actually told us that she would qualify for our fathers death benefits even after my brother turned And that it was because when my dad and her were married for their short marriage less than 12 months my dad signed a form that would allow her to receive benefits on his recordeven after my brother turned And would continue to receive these benefits until my brother died.

Is there any such form? Hate to say it but he didnt like her that much! He was married to my mother for almost 5 years and she doesnt qualift for anything.

If your mom is your caregiver, then she should qualify for benefits. No my mother is not my caregiver. As for my younger brothers mother saying my dad had signed a form while they were married that would entitle her to benefits on our fathers record long after my brother turned 16 or 18 and receive these benefits till my brothers death. Is there a such form that could have been signed by our father that would allow these benefits to continue till their biological childs death?

Social Security completely blew me off when i asked who would i notify if some of the information on her part sounded off, they never even. From what ive read it seems as if she does in fact qualify her benefits are not extra money but actually is subtracted from our monthly family limit.

So instead of whatever the family monthly limit being divided by 2 for my brother and i. Would Alabama my state of residence have any qualifying ex-spouse rule for long term benefits in a marriage of less than 12 months with a minor child reaching the age of 18 that would allow the ex-spouse to continue receiving benefits until the death of their biological child?

I understand she would qualify for benefits as long as the child was disabled and she is his caregiver but hes not disabled as of now so how could she say she would get benefits until the childs death? Would Alabama have a different law than what another state would have or are they ALL the same? Sorry for all the questions, everything so far on what the younger brothers mother is saying just doesnt sound right i get that she qualifies for benefits until he turns 16 unless he is disabled which then she would qualify for continued benefits as long as she was his caregiver and he was classified as disabled before the age of Would anything else qualify her fir long term benefits if she is not in one if the above categories?

I was married to my first husband for 12 years, marriage ended in divorce. Married to my second husband for 14 years, ended in his death. Married to my third husband for 2 years, ended in divorce. I have been single for 9 years. Question is, when I am at retirement age, can I collect from which ever husband my benefits would be higher?

Or, is the start date to be able to receive benefits based on my ex-husband or deceased husbands age? When you reach retirement age, you can collect your own benefits, or divorced spouse benefits based on husband 1 as long as he is of retirement age as well, or widow benefits based on husband 2.

My mother-in-law was married about 30 years ago, but divorced about 15 years later in a foreign country never lived in the US before. Her ex moved to the US, got a Green Card, and has been working for over 10 years. Does she qualify for derivative benefits even though she has never worked in the US before and only came here fairly recently?

If so, what kind of proof would be required that the marriage had lasted at least 10 years? Would a marriage and divorce certificate in a foreign language be acceptable? Or does her situation even qualify? She is still a few years away from retirement age, but would like to know if we need to plan something now to address this future need. I think she would qualify.

A legitimate foreign marriage is accepted as a marriage in the US, and so a foreign divorce that ends that marriage would be accepted as well. Her ex is covered under social security and is here working legally, so his beneficiaries should also be covered.

I was married for 21 years. During that marriage I was diagnosed with MS and when we divorced I started to receive SSD and also part of his pension as I cannot work. I know that I only receive this portion of his pension for a limited time and I have called my lawyer to see if she knows when it ends and she gave me a number to call because nobody was willing to speak to her about it.

When I called the number I was told to talk to my lawyer about it. I really need to know how much longer I have this money coming to me but have no idea how to find out. Can you help me with this? Do you know who I can contact? I am divorced after having been married for 28 years. In my lifetime I worked for 6 years where I contributed to Social Security, I did not work for 17 years stay at home Mom and I have worked for the past 10 years in Education and contribute to the Teacher Retirement System.

If I retire from my education job Thereby not having enough credits to draw Social Security myselfI realize any benefits from my ex he will be eligible for the maximum amount allowed will be reduced by the GPO. I have looked on the SSA website and find their information very confusing!

The Windfall Elimination Provision affects benefits that you are entitled to under your own social security record, and says that if you are getting a government pension as well as social security benefits, the social security benefits are reduced.

What if you were married when your husband passed but you never lived together, would you be able to claim the social security benefits. I was married to my ex-husband for 20 years. We divorced 4 years ago. I live with my boyfriend but we are not legally married. I live in Texas, where common law marriage is recognized. He is still living and collecting. Our children are grown. I will be 60 soon. I want to know if I can collect survivorship on my second husband at age 60?

I earned more the either of them. If you earned more than either of them, then your benefits will probably be higher than theirs. If you begin collecting before you are 66, you will receive reduced benefits, and you will be required to take the benefit that is highest. What is my best strategy for maximizing my Social Security benefits throughout my life if I want to begin receiving benefits when I turn 62? My ex-husband is one year older than me. If you waited until you were 66, then you could collect benefits based on his earnings record and let yours grow until age 70, then switch to those benefits.

But if you need the benefits at age 62, then by all means take them then. The article discussed surviving spouses and ex-spouses. I am 61 years old. My ex spouse passed away. I am going to start receiving widow benefits next year. I was working full time, but am going to part time.

Will going to part time, and making less money from now until my full retirement age of 66 make my benefits on my own record less? I will be making half of what I was, and not going over the limit of earnings.

I just want to make sure this will not make my amount less at full retirement age by doing less. But to answer your question, yes, working part time instead of full time is likely to reduce your own benefits on your own record a little bit. I am a stay at home mom who recently learned that my husband may have molested my daughter.

I am going to move out.