A margin account can help you execute your trading strategy. TD Ameritrade offers margin accounts that help provide you with leverage and competitive cash sweep vehicle interest rates.

Margin interest rates vary due to the base rate and the size of the debit balance.

Brokerage Margin Account and Interest Rates | TD Ameritrade

When setting base rates, TD Ameritrade considers indicators like commercially recognized interest rates, industry conditions related to credit, the availability of liquidity in the marketplace, and general market conditions. As of January 1, the current base rate is 8. TD Ameritrade FDIC Insured Deposit Account Rates-Core.

Annual Percentage Yield 0. TD Ameritrade FDIC Insured Deposit Account Rates-Plus. Effective June 1, Subject to change without prior notice.

Check the background of TD Ameritrade on FINRA's BrokerCheck. Margin trading increases risk of loss and includes the possibility of a forced sale if account equity drops below required levels. Margin is not available in all account types.

Margin trading privileges subject to TD Ameritrade review and approval. Carefully review the Margin Handbook and Margin Disclosure Document for more details. Cash in the IDA is held at TD Bank, N.

Margin Calculator

The IDA rate applicable to your account will appear on your Positions page under Cash and Cash Alternatives. The previous day's closing balance determines eligibility for a particular tier each day. Simple interest is accrued daily based on the interest rate tier applicable to each day's balance, and is credited to your account on the last business day of the month. Rate changes may vary by program, location or arrangement.

The Banks seek to make a profit by achieving a positive spread between their cost of funds for example, deposits and the return on their assets, net of expenses.

How to Trade Options | TD Ameritrade

TD Ameritrade receives a fee from the Banks for marketing, recordkeeping, and support services in connection with the Insured Deposit Japan stock market plummets. In exchange for providing these services, the Banks pay TD Ameritrade an aggregate marketing fee based on the weighted average yield earned on the client Insured Td ameritrade margin requirements options Account balances, less the actual interest paid to clients, a servicing fee to the Banks of 25 basis points subject to adjustment td ameritrade margin requirements options, and the cost of FDIC insurance premiums.

TD Ameritrade has the right to waive all or part of this fee. The rate of the fee that TD Ameritrade receives may exceed the interest rate or effective yield that you receive in your balances in the Insured Deposit Accounts, and the payment of the fee reduces the yield that you receive. Other than the applicable fees charged on brokerage accounts, there will be no charges, fees, or commissions imposed on your account for this cash sweep feature. The current Insured Deposit Account interest rate will be disclosed on the TD Ameritrade website and may be changed without prior notice.

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Trade commission—free for 60 days. Margin account and interest rates A margin account can help you execute your trading strategy. Margin Rates Margin interest rates vary due to the base rate and the size of the debit balance. Cash Sweep Vehicles Interest Rates. TD Ameritrade Cash Rates Effective June 1, Dollar Range Interest Rate Annual Percentage Yield.

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